Introducers Get in Touch
LANDLORD & PROPERTY INSURANCE

Property Owners Insurance

Cover for owners of let commercial or mixed-use buildings, including public liability and buildings cover for the structure itself. Portfolios of any size can be placed under a single schedule to simplify renewals.

property owners insurance

About Property Owners Insurance

Portfolios of any size, from a single let unit to a mixed-use block with several tenants, can usually be placed under one schedule, which simplifies renewals and means you are not tracking multiple policy dates. Public liability sits alongside buildings cover as standard, responding if someone is injured because of a problem with a communal area or the structure itself.

What You Will Need for a Quote

  • Property address and type (residential, commercial or mixed-use)
  • Rebuild value or sum insured for the buildings
  • Number of units or tenants and tenancy type
  • Whether the property is currently occupied, let or vacant

Property owners insurance specialists who understand let buildings.

We are independent, meaning we access a wide panel of insurers to place cover for owners of let commercial and mixed-use buildings. Whether you own a single unit or a mixed portfolio, we help find insurers that understand let property.

Independent

We are not tied to any insurer, allowing us to compare Property Owners Insurance options across a wide panel of insurers and underwriters.

Built for Your Trade

Let commercial and mixed-use buildings carry different risks to owner-occupied premises. We arrange cover built around your tenants and how the building is used.

Flexible

Portfolios of any size can be placed under one schedule, with cover arranged around the mix of tenants and lease types.

Dedicated Support

One specialist broker manages your enquiry from quote through to renewal and claims support.

Who We Arrange Cover For

  • Owners of let commercial units
  • Owners of mixed-use buildings
  • Owners with a portfolio of properties
  • Freeholders with multiple tenants
  • Owners letting to retail or office tenants
  • Owners with vacant units within a portfolio
  • Property investment companies
  • Owners managing property through an agent

What We Arrange

  • Buildings insurance for let property
  • Property Owners' Liability
  • Loss of rent following an insured event
  • Cover for communal areas
  • Multi-tenant and mixed-use schedules
  • Portfolio cover under one policy
  • Terrorism cover extensions
  • Engineering and plant cover where applicable
Industry Recognition

Recognised Across the Industry

Shortlisted and named a finalist at leading UK insurance industry awards, recognising our expertise and continued growth.

Shortlisted

Commercial Lines Insurance Broker of the Year

2026 UK Broker Awards

Shortlisted

Insurance Broker of the Year, London & the South East

2026 UK Broker Awards

Finalist

Insurance Broker of the Year

2025 Insurance Times Awards

What Clients Say

5.0
EXCELLENT · Based on 350+ reviews on Google
View on Google
MG
Marin Gobjila
Verified Google Review

“I recently worked with eCovers Insurance Brokerage and was thoroughly impressed. They demonstrated deep expertise and tailored their recommendations to perfectly suit my needs. The team was incredibly responsive and made the entire process smooth and stress-free. What stood out most was their honesty and transparency—there were no hidden fees or pressure to choose the most expensive policy. I highly recommend eCovers for anyone seeking knowledgeable and customer-focused insurance services.”

AS
A Sas
Verified Google Review

“Highly professional and knowledgeable insurance broker. Provides personalized advice, quick responses, and excellent customer service. Helped me find the best coverage at a competitive price. Highly recommended!”

CG
Costel Gheorghiu
Verified Google Review

“Best cover, I recommend this broker to anyone looking for commercial or vehicle insurance in the UK.”

ND
Nicu Deordita
Verified Google Review

“Great service with very helpful staff! Everything was explained clearly and the policy was sorted out quickly.”

CA
Cosmy Aluculesei
Verified Google Review

“I had a great experience with Ecover everything was handled smoothly, professionally, and with real attention to detail. The team made the whole process easy to understand and stress free, which I really appreciated.”

IG
Ion Grigore
Verified Google Review

“Elena helped me a lot, providing all the information and support to choose the right insurances at a reasonable price for my truck. This is the 2nd year and I will carry on year by year as the service is provided same when needed.”

SH
Stefan H.
Verified Google Review

“Had a few issues with my insurance and Andrei was the best in helping out and giving me the best quote possible. If it wasn't for him, I would have to pay almost 3 times over the quote he managed to get for me. Great guy, really recommend.”

LB
Lithium Black
Verified Google Review

“Very professional and helpful people! Always available to answer queries and guide through policy options. Will work with them in the future!”

GR
George Rus
Verified Google Review

“Worked with them for a while, no complaints, helped me with everything and answered every question promptly.”

LN
Lari Nicolae
Verified Google Review

“Good services and great assistance from the brokers. Very reliable and responsive whenever needed.”

Why Clients Choose Us

6,000+
Clients Assisted
30+
Insurance and Underwriting Partners
300+
5 Star Reviews
30+
Years of Combined Experience

Insurers & Markets We Work With

We work with a broad panel of insurers, MGAs and specialist markets to find suitable cover for our clients.

Property Owners Insurance Questions

Ready to Speak to a Broker?

No obligation. We compare the market for you and come back with a clear recommendation.

Call 0208 125 7662

Monday to Friday, 8am to 6:30pm

Call Us