Commercial Lines Insurance Broker of the Year
2026 UK Broker Awards
CONSTRUCTION & TRADE INSURANCE
Construction & Trade Insurance
Everyday and high-risk construction cover where standard markets fall short.
Construction Cover for Every Trade
From a sole trader tiling bathrooms to a demolition contractor working at height, standard commercial policies rarely reflect how construction risk actually behaves on site. We place liability, tools and Contract Works cover with insurers who price each trade on its real risk, not a generic construction rate.
- Public and Employers' Liability up to £10m
- Tools, plant and equipment cover away from site
- Contract Works cover for materials and works in progress
- Higher-limit cover for work at height
- Access to insurers for demolition and groundworks
- Support with collateral warranties and JCT contracts
One broker. Every trade on site.
Construction is high risk, and insurers price each trade very differently. We are independent, meaning we access a wide panel of insurers and the Lloyd's market to present your work properly. This becomes especially valuable for higher-risk trades, larger contracts and businesses with complex insurance requirements.
Independent
Not tied to any insurer, allowing us to search the market for suitable solutions.
Right Limits
We arrange the liability limits your contracts and principal contractors require.
Site Ready
Cover built to meet JCT requirements and contract obligations.
One Point of Contact
A dedicated person from first quote through to claim support.
Choose Your Construction & Trade Cover
Tradesman Insurance
Public liability, tools cover and multi-trade protection for sole traders and small trade businesses working across several trades. Employers' Liability can be added the moment you take on your first member of staff.
Scaffolding Insurance
Higher-limit liability and Contract Works cover built for scaffolding contractors working at height. Reflects the elevated risk profile of scaffolding contracts compared with standard construction trades.
Groundworkers Insurance
Liability, plant and contract cover for excavation, drainage and foundation work, including plant and machinery on hire or owned. Built around the ground conditions and site risks groundworkers actually face.
Demolition Insurance
High-risk liability and contract cover for demolition contractors and site clearance, placed with insurers experienced in this specialist trade. Covers the elevated risk of structural collapse and debris to neighbouring property.
Who We Arrange Cover For
- Sole traders
- Subcontractors
- General builders
- Scaffolders
- Groundworkers
- Demolition contractors
- Small to medium construction firms
What We Arrange
- Public Liability Insurance
- Employers' Liability Insurance
- Contractors All Risks Insurance
- Contract Works Cover
- Owned & Hired-In Plant Insurance
- Tools Cover
- JCT-Compliant Insurance
- Higher Liability Limits
- Legal Expenses Insurance
Industry Recognition
Recognised Across the Industry
Shortlisted and named a finalist at leading UK insurance industry awards, recognising our expertise and continued growth.
Insurance Broker of the Year, London & the South East
2026 UK Broker Awards
Insurance Broker of the Year
2025 Insurance Times Awards
What Our Clients Say
Why Clients Choose Us
6,000+
Clients Assisted
30+
Insurance and Underwriting Partners
300+
5 Star Reviews
30+
Years of Combined Experience
Insurers & Markets We Work With
We work with a broad panel of insurers, MGAs and specialist markets to find suitable cover for our clients.
Construction & Trade Insurance Questions
Ready to Speak to a Broker?
No obligation. We compare the market for you and come back with a clear recommendation.
Monday to Friday, 8am to 6:30pm