COMMERCIAL MOTOR INSURANCE

Commercial Motor Insurance

Conventional and non-conventional fleet, van and trade cover built around how your vehicles actually work.

commercial motor cover

Motor Insurance Built Around Your Fleet

Whether you run a single van or a mixed fleet of fifty vehicles, we place your risk with insurers who understand your trade, from same-day cover for a new starter to fleet-rated pricing that rewards a clean claims history. Every renewal is benchmarked against the wider market, not simply rolled over.

  • Fleet, van, HGV and courier cover in one place
  • Same-day cover for urgent renewals and new vehicles
  • Fleet-rated pricing as your vehicle count grows
  • Breakdown and Goods in Transit add-ons available
  • Access to non-standard and higher-risk markets
  • Dedicated broker for mid-term adjustments

One broker. Every vehicle your business runs.

We are independent, meaning we access a wide panel of insurers and the Lloyd's market to present your risk properly. This becomes especially valuable when your business operates different vehicle types, employs drivers with varying experience levels, or requires specialist cover.

Independent

Not tied to any insurer, allowing us to search the market for suitable solutions.

Built for Your Trade

Haulage, courier, taxi, fleet and motor trade businesses all have different insurance requirements.

Flexible

Fleet-rated and NCB-rated options, flexible excesses and driver restrictions where available.

Fast

Streamlined underwriting and an efficient route from quote to cover.

Choose Your Commercial Motor Cover

Fleet Insurance One policy covering your entire fleet of 3 or more vehicles, including cars, vans and mixed fleets, with flexible renewal dates. Fleet-rated pricing rewards a clean claims history as your vehicle count grows. HGV & Truck Insurance Haulage and goods vehicle cover arranged with specialist heavy-vehicle markets for owner-drivers, haulage operators and transport companies. Your risk is presented properly to insurers who understand the haulage market. Courier Insurance Hire and Reward cover for self-employed and multi-drop couriers, including goods in transit and time spent between drops. Built for parcel drivers and courier businesses rather than adapted from standard van cover. Van Insurance Single and multi-van policies for tradespeople and small delivery operations, from one van through to small fleets. Covers goods and tools carried as well as the vehicle itself. Motor Trade Insurance Road Risks and Combined Motor Trade cover for garages, dealers and repairers, protecting vehicles in your care as well as your premises and liability. Covers staff and vehicles under test or repair, not just your own fleet. Goods in Transit & Public Liability Protects goods you carry in the course of business and covers claims from third parties on the road. Built for couriers, removals businesses and delivery operators carrying customer goods. Breakdown Cover Roadside assistance, recovery and onward travel for commercial vehicles and fleets, minimising downtime when a vehicle fails. Keeps your business moving with rapid response built around commercial use.

Who We Arrange Cover For

  • Haulage & logistics companies
  • HGV owner-drivers
  • Courier businesses
  • Multi-drop operators
  • Taxi & private hire fleets
  • Car & van fleets
  • Mini fleets
  • Motor traders
  • Self-drive hire businesses
  • Credit hire operators

What We Arrange

  • Comprehensive cover
  • Third Party Fire & Theft
  • Fleet & mini/mixed fleet insurance
  • Any/named driver policies
  • Flexible excess structures
  • Goods in Transit
  • Public Liability
  • Breakdown & recovery
  • European use extensions
  • Fleet risk management
Industry Recognition

Recognised Across the Industry

Shortlisted and named a finalist at leading UK insurance industry awards, recognising our expertise and continued growth.

Shortlisted

Commercial Lines Insurance Broker of the Year

2026 UK Broker Awards

Shortlisted

Insurance Broker of the Year, London & the South East

2026 UK Broker Awards

Finalist

Insurance Broker of the Year

2025 Insurance Times Awards

What Our Clients Say

5.0
EXCELLENT · Based on 350+ reviews on Google
MG
Marin Gobjila
Verified Google Review

“I recently worked with eCovers Insurance Brokerage and was thoroughly impressed. They demonstrated deep expertise and tailored their recommendations to perfectly suit my needs. The team was incredibly responsive and made the entire process smooth and stress-free. What stood out most was their honesty and transparency—there were no hidden fees or pressure to choose the most expensive policy. I highly recommend eCovers for anyone seeking knowledgeable and customer-focused insurance services.”

AS
A Sas
Verified Google Review

“Highly professional and knowledgeable insurance broker. Provides personalized advice, quick responses, and excellent customer service. Helped me find the best coverage at a competitive price. Highly recommended!”

CG
Costel Gheorghiu
Verified Google Review

“Best cover, I recommend this broker to anyone looking for commercial or vehicle insurance in the UK.”

ND
Nicu Deordita
Verified Google Review

“Great service with very helpful staff! Everything was explained clearly and the policy was sorted out quickly.”

CA
Cosmy Aluculesei
Verified Google Review

“I had a great experience with Ecover everything was handled smoothly, professionally, and with real attention to detail. The team made the whole process easy to understand and stress free, which I really appreciated.”

IG
Ion Grigore
Verified Google Review

“Elena helped me a lot, providing all the information and support to choose the right insurances at a reasonable price for my truck. This is the 2nd year and I will carry on year by year as the service is provided same when needed.”

SH
Stefan H.
Verified Google Review

“Had a few issues with my insurance and Andrei was the best in helping out and giving me the best quote possible. If it wasn't for him, I would have to pay almost 3 times over the quote he managed to get for me. Great guy, really recommend.”

LB
Lithium Black
Verified Google Review

“Very professional and helpful people! Always available to answer queries and guide through policy options. Will work with them in the future!”

GR
George Rus
Verified Google Review

“Worked with them for a while, no complaints, helped me with everything and answered every question promptly.”

LN
Lari Nicolae
Verified Google Review

“Good services and great assistance from the brokers. Very reliable and responsive whenever needed.”

Why Clients Choose Us

6,000+
Clients Assisted
30+
Insurance and Underwriting Partners
300+
5 Star Reviews
30+
Years of Combined Experience

Insurers & Markets We Work With

We work with a broad panel of insurers, MGAs and specialist markets to find suitable cover for our clients.

Commercial Motor Insurance Questions

Ready to Speak to a Broker?

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Call 0208 125 7662

Monday to Friday, 8am to 6:30pm

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