LANDLORD & PROPERTY INSURANCE

Landlord & Property Insurance

Protection for residential, commercial, mixed-use and unoccupied properties.

landlord & property cover

Property Cover for Owners and Landlords

Whether you let a single flat or manage a portfolio of commercial units, we build cover around how the property is actually used, occupied, let, mid-refurbishment or standing empty. Portfolios are placed under one policy wherever possible, with no cap on the number of properties insured.

  • Buildings, contents and loss of rent cover
  • No limit on the number of properties in a portfolio
  • Cover for unoccupied and part-renovated properties
  • Property Owners' Liability included as standard
  • Protection against malicious damage by tenants
  • Support through subsidence and major claims

One broker. Every property you own.

We are independent, meaning we access a wide panel of insurers and the Lloyd's market to arrange cover that fits the property, the tenants and the way you let. From a single buy-to-let property to a large portfolio, we help landlords and property owners find the right protection.

Independent

Not tied to one insurer, so we compare the market for you.

Portfolios Welcome

One policy can cover multiple properties under a single renewal.

Tricky Risks Placed

Listed buildings, flat roofs, unoccupied properties and non-standard construction considered.

Income Protected

Loss of rent and malicious damage by tenants available.

Who We Arrange Cover For

  • Landlords
  • Residential Property Owners
  • Commercial Property Owners
  • Portfolio Landlords
  • Owners of Blocks of Flats
  • Listed Building Owners
  • Owners of Unoccupied Properties
  • Property Developers
  • Renovation Projects
  • Property Investment Companies

What We Arrange

  • Buildings Insurance
  • Contents Insurance
  • Loss of Rent Cover
  • Property Owners' Liability
  • Accidental Damage Cover
  • Malicious Damage by Tenants
  • Legal Expenses Cover
  • Trace & Access Cover
  • Portfolio Property Insurance
  • Listed Building Insurance
  • Non-Standard Construction Insurance
Industry Recognition

Recognised Across the Industry

Shortlisted and named a finalist at leading UK insurance industry awards, recognising our expertise and continued growth.

Shortlisted

Commercial Lines Insurance Broker of the Year

2026 UK Broker Awards

Shortlisted

Insurance Broker of the Year, London & the South East

2026 UK Broker Awards

Finalist

Insurance Broker of the Year

2025 Insurance Times Awards

What Our Clients Say

5.0
EXCELLENT · Based on 350+ reviews on Google
MG
Marin Gobjila
Verified Google Review

“I recently worked with eCovers Insurance Brokerage and was thoroughly impressed. They demonstrated deep expertise and tailored their recommendations to perfectly suit my needs. The team was incredibly responsive and made the entire process smooth and stress-free. What stood out most was their honesty and transparency—there were no hidden fees or pressure to choose the most expensive policy. I highly recommend eCovers for anyone seeking knowledgeable and customer-focused insurance services.”

AS
A Sas
Verified Google Review

“Highly professional and knowledgeable insurance broker. Provides personalized advice, quick responses, and excellent customer service. Helped me find the best coverage at a competitive price. Highly recommended!”

CG
Costel Gheorghiu
Verified Google Review

“Best cover, I recommend this broker to anyone looking for commercial or vehicle insurance in the UK.”

ND
Nicu Deordita
Verified Google Review

“Great service with very helpful staff! Everything was explained clearly and the policy was sorted out quickly.”

CA
Cosmy Aluculesei
Verified Google Review

“I had a great experience with Ecover everything was handled smoothly, professionally, and with real attention to detail. The team made the whole process easy to understand and stress free, which I really appreciated.”

IG
Ion Grigore
Verified Google Review

“Elena helped me a lot, providing all the information and support to choose the right insurances at a reasonable price for my truck. This is the 2nd year and I will carry on year by year as the service is provided same when needed.”

SH
Stefan H.
Verified Google Review

“Had a few issues with my insurance and Andrei was the best in helping out and giving me the best quote possible. If it wasn't for him, I would have to pay almost 3 times over the quote he managed to get for me. Great guy, really recommend.”

LB
Lithium Black
Verified Google Review

“Very professional and helpful people! Always available to answer queries and guide through policy options. Will work with them in the future!”

GR
George Rus
Verified Google Review

“Worked with them for a while, no complaints, helped me with everything and answered every question promptly.”

LN
Lari Nicolae
Verified Google Review

“Good services and great assistance from the brokers. Very reliable and responsive whenever needed.”

Why Clients Choose Us

6,000+
Clients Assisted
30+
Insurance and Underwriting Partners
300+
5 Star Reviews
30+
Years of Combined Experience

Insurers & Markets We Work With

We work with a broad panel of insurers, MGAs and specialist markets to find suitable cover for our clients.

Landlord & Property Insurance Questions

Ready to Speak to a Broker?

No obligation. We compare the market for you and come back with a clear recommendation.

Call 0208 125 7662

Monday to Friday, 8am to 6:30pm

Call Us