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LANDLORD & PROPERTY INSURANCE

Landlord Insurance

Buildings and contents cover for rented residential property, including loss of rent if a tenant cannot live there after an insured event. Property Owners' Liability is included as standard, covering injury or damage claims linked to the property.

landlord insurance

About Landlord Insurance

Loss of rent cover responds if a tenant can no longer live in the property after an insured event, such as a fire or a burst pipe, so you are not left covering the mortgage on an income you are not receiving. Property Owners' Liability is included as standard, covering claims if a tenant or visitor is injured because of a problem with the building itself.

What You Will Need for a Quote

  • Property address and type (residential, commercial or mixed-use)
  • Rebuild value or sum insured for the buildings
  • Number of units or tenants and tenancy type
  • Whether the property is currently occupied, let or vacant

Landlord insurance specialists who understand rented property.

We are independent, meaning we access a wide panel of insurers to place cover for landlords with one property or a growing portfolio. Whether you let a single flat or several houses, we help find insurers that understand rented residential property.

Independent

We are not tied to any insurer, allowing us to compare Landlord Insurance options across a wide panel of insurers and underwriters.

Built for Your Trade

Rented property carries different risks to an owner-occupied home. We arrange cover built around tenanted residential property.

Flexible

Buildings, contents, loss of rent and liability cover can be combined or arranged separately to suit your portfolio.

Dedicated Support

One specialist broker manages your enquiry from quote through to renewal and claims support.

Who We Arrange Cover For

  • Landlords with a single rental property
  • Landlords with a growing portfolio
  • Houses in multiple occupation (HMOs)
  • Buy-to-let and accidental landlords
  • Landlords letting through agents
  • Furnished and unfurnished lets
  • Student and professional lets
  • Landlords with mortgaged properties

What We Arrange

  • Buildings insurance
  • Contents insurance for furnished lets
  • Loss of rent cover
  • Property Owners' Liability
  • Alternative accommodation cover
  • Malicious damage by tenants
  • Accidental damage extensions
  • Legal expenses cover
  • Rent guarantee cover
  • Portfolio cover under one schedule
Industry Recognition

Recognised Across the Industry

Shortlisted and named a finalist at leading UK insurance industry awards, recognising our expertise and continued growth.

Shortlisted

Commercial Lines Insurance Broker of the Year

2026 UK Broker Awards

Shortlisted

Insurance Broker of the Year, London & the South East

2026 UK Broker Awards

Finalist

Insurance Broker of the Year

2025 Insurance Times Awards

What Clients Say

5.0
EXCELLENT · Based on 350+ reviews on Google
View on Google
MG
Marin Gobjila
Verified Google Review

“I recently worked with eCovers Insurance Brokerage and was thoroughly impressed. They demonstrated deep expertise and tailored their recommendations to perfectly suit my needs. The team was incredibly responsive and made the entire process smooth and stress-free. What stood out most was their honesty and transparency—there were no hidden fees or pressure to choose the most expensive policy. I highly recommend eCovers for anyone seeking knowledgeable and customer-focused insurance services.”

AS
A Sas
Verified Google Review

“Highly professional and knowledgeable insurance broker. Provides personalized advice, quick responses, and excellent customer service. Helped me find the best coverage at a competitive price. Highly recommended!”

CG
Costel Gheorghiu
Verified Google Review

“Best cover, I recommend this broker to anyone looking for commercial or vehicle insurance in the UK.”

ND
Nicu Deordita
Verified Google Review

“Great service with very helpful staff! Everything was explained clearly and the policy was sorted out quickly.”

CA
Cosmy Aluculesei
Verified Google Review

“I had a great experience with Ecover everything was handled smoothly, professionally, and with real attention to detail. The team made the whole process easy to understand and stress free, which I really appreciated.”

IG
Ion Grigore
Verified Google Review

“Elena helped me a lot, providing all the information and support to choose the right insurances at a reasonable price for my truck. This is the 2nd year and I will carry on year by year as the service is provided same when needed.”

SH
Stefan H.
Verified Google Review

“Had a few issues with my insurance and Andrei was the best in helping out and giving me the best quote possible. If it wasn't for him, I would have to pay almost 3 times over the quote he managed to get for me. Great guy, really recommend.”

LB
Lithium Black
Verified Google Review

“Very professional and helpful people! Always available to answer queries and guide through policy options. Will work with them in the future!”

GR
George Rus
Verified Google Review

“Worked with them for a while, no complaints, helped me with everything and answered every question promptly.”

LN
Lari Nicolae
Verified Google Review

“Good services and great assistance from the brokers. Very reliable and responsive whenever needed.”

Why Clients Choose Us

6,000+
Clients Assisted
30+
Insurance and Underwriting Partners
300+
5 Star Reviews
30+
Years of Combined Experience

Insurers & Markets We Work With

We work with a broad panel of insurers, MGAs and specialist markets to find suitable cover for our clients.

Landlord Insurance Questions

Ready to Speak to a Broker?

No obligation. We compare the market for you and come back with a clear recommendation.

Call 0208 125 7662

Monday to Friday, 8am to 6:30pm

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